Terms & Conditions

Welcome to E-Pesa Loan. By using our website and services, you agree to the following terms.

1. Eligibility

You must be a Kenyan resident aged 18 years and above with a valid National ID and an active M-PESA account.

2. Loan Approval

Loan approval is based on internal criteria, including M-PESA usage history. Approval is not guaranteed.

3. Fees & Interest

Approved loans attract a processing fee and interest as disclosed before confirmation.

4. Repayment

Borrowers must repay loans within the agreed period. Late repayment may attract penalties.

5. Data Usage

Your data is handled in accordance with our Privacy Policy.

6. Limitation of Liability

E-Pesa Loan is not liable for losses arising from misuse of our platform.

We reserve the right to update these terms at any time.

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